Representative Example for Personal Contract Purchase (PCP): Cash price £20,450.00, Annual Interest Rate (fixed) 6.18% p.a., with a representative 11.9% APR, total amount of credit £18,405.00, deposit of £2,045.00, an initial payment of £347.16, followed by 46 monthly payments of £347.16 with a final payment of £8,262.16, total amount payable is £26,623.68, the annual mileage is 10,000 and the excess mileage fee per mile is £0.12. Pay monthly then buy, swap or return